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The worst thing you can do is invest in the wrong instruments. A lot of us have money simply lying around in the bank or invested in the wrong place. The best thing to do here is get a financial planner plan for you. Many of us are clueless when it comes to taxes and end up paying a huge chunk to the tax department annually. There are various investment plans that help you save tax and build your wealth at the same time. Get educated about the tax saver investments and save yourself a whole lot of money.